Only in the UK. This agreement doesn't cover any other place in the world.

So in other words, they're lying to you, telling you that you're invested in Bitcoin, when actually they just gave you an account that is "supposed to be" backed by Bitcoin.

They get tired of new frameworks and new languages every five years or so, and (rightly) point out the stupidity of all that needless change. But the programming world doesn't stop for them, or for common sense. Pretty soon, the older guys start to fall behind and get drummed out.

At 59, I'm still doing very well thank you, and keeping up. I recently taught myself Vue.js and am now teaching it to others. There has been no age ceiling for me, or for other older developers I work with who have made the decision to keep up.

And I'll even pay twice the interest Google is offering!

This reminds me of a coworker who swore that he went to topless bars just because the food was so good.

Whenever you see a story that says "You've been doing X wrong" or "What we've all thought about X was wrong"--the story is just clickbait.

Yes, exercise is beneficial in a million ways.
No, steak shouldn't be at the top of the food pyramid.
Vaccines are highly effective at preventing serious illnesses.
Too much fat in your diet is indeed bad for you. (Too much of anything, really.)
Spending money you don't have on impulses is a bad idea.
It is not better to invest money rather than pay down your mortgage.

Grandma's advice is usually right.

You didn't say the word "conspiracy" but you certainly did reply to my post https://f6ffb3fa-34ce-43c1-939d-77e64deb3c0c.atarimworker.io/comments.... where I said this:

And to that, you replied:

So yes, you did suggest that conspiracy theories are real.

Click the link, it's right there. Maybe you should try to be more consistent in your posts, you wouldn't have to remember what you said.

You started this thread by responding to my comment about conspiracy theories not being real, to which you responded that the "ruling class" was indeed part of a vast conspiracy to take money from regular people. My contention is that the "ruling class" does not exist, not in the way you are insinuating. Conspiracies do exist, but conspiracy theories are always false.

GitHub Copilot the same. It can leverage Claude and lets you review every change. And I find that I *do* have to review every change. It often makes weird, inconsistent, and even plain wrong changes. Sometimes it wants to remove functions that are outside the scope of my prompt, even if those functions are being used. But I do find the tool very much a time-saver.

Moodle is a learning management system. What does that have to do with Teams or Slack or collaboration platforms in general?

It's the billions Microsoft pours into development and marketing of the product that sits on top of that protocol.

Is this government-built software going to include live transcription and video recording? Is it going to have document storage and groups? Is it going to have virtual backgrounds? (If not, a lot of people would have to clean up the pile of junk behind them!)

Teams is not just a chat app built on a protocol. It's a huge all-in-one collaboration tool that is going to be hard to match.

Slack was there first, they are a viable option today. A government-built monstrosity? I doubt it.

I don't know if it will really happen. As PT Barnum said, there is a sucker born every minute.

I had a guy propose to me once, pushing really hard, to move my website with its 500 users, to blockchain. He was so certain that blockchain was the future of the internet, but he couldn't name a single thing that blockchain could do for my website, that my website wasn't already doing.

Crypto is no different. Everything it can do, money can already do.

Also, crypto skeptics commonly blame victims for being dumb enough to get caught up in a scam or having their wallet stolen.

And I don't entirely blame them. Crypto was deliberately created to circumvent government regulations that protect traditional investors. This made it highly attractive for those who...want to avoid government regulations. You know, like scammers.

There are truly innocent people who get scammed, such as the elderly. But for the most part, crypto "investors" were all about unrealistic gains (i.e., greed) or scams. I don't really feel sorry for their losses.

You might be surprised to learn that I am anti-MAGA. I never voted for Trump, and though my leanings are conservative, the Trump administration is not conservative.

Sure, I want to "win" discussions, but more than that, I want to have an intelligent conversation. Yes, I understand that "rent-seeking" is a term that has been in use for a long time, a fact I learned from the Wikipedia article. However, there are opposing schools of thought in economics, such as unrestrained capitalism, managed capitalism (my preference), socialism, communism, and others. They do not all have equal merit.

When a Wikipedia article is full of buzzwords and pejorative terms like "extractive elite", it's an indication that it is expressing a religious point of view, and not attempting to deal with the meat of the issue. "Extractive elite" is a caricature or straw man, not representative of real life. Yes, such people exist, but it is not accurate to cast "rich people" as "extractive elite." What makes them "elite" and what makes them "extractive"? It's no less pejorative than calling homeless people "lazy bums."